Finance Information

Get the bike you want today with flexible finance options at Swinnerton Cycles. Split your purchase into 3 interest-free instalments with Klarna. Spread the cost with affordable monthly payments, interest-free plans, and quick online applications.  Learn more about how our finance options can make cycling more accessible for everyone.

Swinnerton Cycles Ltd is pleased to offer you a range of finance packages via Klarna Finance.

 

Shop now and split your purchase into 3 interest-free instalments with Klarna.

Finance that suit your budget

Select from a variety of clear, fair and convenient payment solutions:

Pay In 3

Split your purchase into 3 interest-free instalments with Klarna

Split your purchase into 3 interest-free instalments with Klarna.

 

Why do shoppers choose to pay in 3?

No fees when you pay on time.

Instalments are collected automatically every 30 days.

Get more control over your cash flow.

How Pay in 3 works

Choose Klarna at checkout

Click on the pink badge and pay with Klarna at your favourite stores.

Pay your first instalment upfront

Choose Pay in 3, and your first payment is collected when your order is shipped.

No fees when you pay on time

The next two instalments are automatically charged every 30 days. We’ll keep you on track with reminders and updates in the Klarna app.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

Pay In 30 Days

Pay in 30 days - Get it first. Pay later.

Shop and pay in up to 30 days after your purchase. No upfront payments and no interest. See where you can pay in 30 days.

 

Why do shoppers choose to pay in 30 days?

Shop first and pay up to 30 days later.

Only pay for what you decide to keep.

No fees when you pay on time.

How Pay in 30 days works

Choose Klarna at checkout

At checkout, select Klarna's Pay in 30 option. Klarna will cover the purchase so you can get your items without any upfront cost.

Get 30 days to decide

Once the order ships, you have 30 days to decide if you're satisfied with your items. We’ll keep you on track with reminders.

Manage everything in one place

Complete your payment within 30 days, online or in the app, to avoid any late fees, paying only for the items you choose to keep.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

Pay In Full Today

Pay in full - Pay in full. Fast and secure.

Pay in full right away from your credit card, debit card, or directly from your bank account. See where you can pay in full today.

 

Why do shoppers choose to pay in full?

All your details prefilled for use. Klarna makes sure your personal info is safe and secure.

Get extra peace of mind with Klarna's buyer protection.

No credit check, no fees.

Pay for everyday purchases instantly, with the ease and convenience you expect from Klarna.

How Pay in full works

Choose Klarna at checkout

Click on the pink badge and pay with Klarna at your favorite stores.

Choose your payment option

Choose pay in full from the payment options offered by Klarna.

Pay in full today

Complete your purchase and use the Klarna app to manage delivery tracking and more.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

Financing

Financing - Get even more time to pay

Break up the cost of your purchase into smaller monthly payments. See where you can pay with Financing.

 

Why do shoppers choose Financing with Klarna?

Break up a bigger purchase into smaller payments over 6-24 months.

Pay off the full amount any time without penalty.

How Pay in full works

Choose Klarna at checkout

Click on the pink badge and pay with Klarna at your favorite stores.

Choose Financing

Choose Klarna Financing and spread the cost over 6-24 months interest free.

Complete your purchase

You'll receive an email with your payment plan when the store ships your order. From there, you can manage your payments in the app.

Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. Representative 21.9% APR (fixed) reduced to 0.00%.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.